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What exactly is covered by an insurance policy for tourists visiting Canada?

In the event of a medical emergency while in Canada, Visitor to Canada Insurance is there to help cover the costs. Medical care, hospitalization, transportation in an emergency, and medication are all frequently included. There is a significant difference between health insurance, often only valid in your native country, and travel medical insurance. Getting travel medical insurance is a must if you intend to visit Canada.

What is visitor insurance?

When discussing travel insurance, the term "visitor insurance" can refer to several distinct types of protection available for purchase before a trip to Canada. These may include travel insurance that compensates for delays resulting from the trip, travel medical insurance, super visa insurance, or any other combination coverage.

Trip cancellation and interruption coverage

Coverage for various unforeseen events, including flight delays, trip interruptions, trip cancellations, lost baggage, and hotel stays, among other things.

Health coverage when abroad

Coverage for hospitalization, emergency room visits, the purchase of necessary medications, transportation to a medical facility, and other related expenses in the event of an accident or illness while traveling.

Coverage for a Super Visa

This policy is quite similar to standard travel medical insurance. However, it meets the requirements of Canada's super visa program. Minimum one-year duration and $100,000 coverage required.

When going outside of one's own country, it is wise to have travel medical insurance to cover any unexpected medical costs that may arise. Unexpected medical expenses, such as hospitalization, prescription drugs, and emergency transportation, can add up quickly, but travel medical insurance can help. Selecting a policy that provides adequate coverage for one's medical needs when traveling internationally is crucial.


When flying to Canada, purchasing Super Visa Insurance by Manulife from is highly recommended. Since accidents can occur without warning, it's best to be prepared by protecting yourself financially in the event of an accident.

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1 Comment

Unknown member
May 18, 2023

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