Frequently Asked Questions

Application for Super visa for parents and grand parents requires you to purchase medical insurance for at least one year with minimum $100,000 CAD coverage. In Canada healthcare is very expensive unless you are covered by a medical insurance or Canadian government healthcare (e.g., OHIP coverage for Ontario residents). One night hospital stay can cost you up to $5000 CAD. So it is highly recommended for any visitor status (e.g., new immigrant, students, work visa, returning residents) to purchase travel medical insurance.

Do I need medical insurance to visit Canada?

Super visa requirement is to purchase medical insurance for at least 1 year with minimum $100,000 CAD. We understand that buying insurance for one or more years can be very expensive. So we offer monthly payment plan to facilitate our clients to pay total insurance premium in monthly installments. You can enroll in monthly payment plan while buying super visa insurance on our website. Get Free super visa insurance quote and enroll in monthly payment plan.

What is super visa monthly payment plan?

I am new immigrant to Canada waiting for my Canada health card. What medical insurance policy I purchase to cover medical emergencies during waiting period?

New immigrants to Canada are entitled to apply for their health card from government of Canada. After applying for health card there is an average waiting time of 1 to 2 months to get the health card in mail. We highly recommend you to purchase travel medical insurance to avoid paying for expensive medical care in case of any health emergency during this waiting period. We offer basic medical coverage that is less expensive and can provide reasonable coverage for this short waiting period. Get free travel insurance quote today for new immigrants to Canada.

What is best medical insurance for international students in Canada?

We understand that bearing medical expenses as international student in Canada is very hard. We offer three types of medical insurance plans Basic, Standard and Enhanced underwritten by Manulife Financial for visitors to Canada including international students. Basic medical insurance plan is best suited for students because it provides basic medical coverage needed for students with reduced premiums. Get free medical insurance quote today for students visiting Canada.

Where can I buy medical insurance with coverage for pre-existing conditions?

For visitors to Canada with pre-existing conditions we offer Enhanced medical insurance plan underwritten by Manulife Financial. Following are the brief details of the Enhanced medical plan:

  • Available for all ages up to 85.

  • Includes coverage for "stable chronic conditions" (pre-existing medical conditions that were stable in the 180 days before the effective date)

  • Coverage includes the comprehensive benefit package contained in the Enhanced Plan plus $25,000 Accidental Death & Dismemberment.

  • For purchasing this plan you need to complete Medical Declaration Version (VMD-1809) at the time of application.

 Get free medical insurance quote today for visitors to Canada.

For travelers to anywhere in the world including Canada we offer travel medical Preferred and Standard insurance plans. These plans cover pre-existing medical conditions only if these conditions are stable in 3 months prior to departure. Get free travel insurance quote today.

My visa has been refused due to some reason. Can I cancel my travel insurance policy?

We understand that travel plans can change due to visa rejection or any other reason. So we do provide a way to request refund /cancellation of insurance policy. However, our partner 21st Century Travel Insurance, Ltd powered by Manulife Financial reserves the right to not accept your refund request. For more details on refund/cancellation please check "Premiums Refund/Cancellation" option here.

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