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Allow plan cancellation for ANY Reason

Premium Protection Plan

Underwritten by

myTravel-insurance is administered by 21st Century Travel Insurance Limited.

Administered by


Premium protection plan is a simplified travel insurance with more coverage and less restrictions. This travel insurance plan protects Canadian travellers against trip cancellation, trip interruption, travel disruption, medical emergency, baggage loss & damage, delay in baggage return, travel and flight accidents.


Designed for residents of Canada

Allow travel insurance purchase within 72 hours of payment for trip booking

Reimburse non-refundable prepaid travel arrangements*

Covers a maximum of 30 days travel at affordable rate with less restrictions applied

Policy cancellation - Allow cancellation for ANY reason

Easy claim process - 3 simple steps claim process

Affordable insurance rates
Comprehensive package to cover travelling
Emergency medical coverage for pre-existing conditions
Discounted insurance for travelling Canadians
Separate plans to cover trip cancellation, medical and baggage loss
24/7 insurance claim support


The premium protection plan powered by Manulife is designed for residents of Canada who:

a) are covered with a government health insurance plan for the policy duration,
b) are age 74 or younger (at the time of purchasing the policy),
c) are travelling for a maximum of 30 days inclusive of any extension (including the date you leave on your trip and including the date you return home),
d) purchased the plan within 72 hours of making a deposit or any initial payment for their trip booking

Trip interruption - Unused non-refundable prepaid travel arrangements

Covers unused non-refundable prepaid travel arrangements

Trip cancellation - Non-refundable prepaid travel arrangements

Up to covered amount (Maximum covered amount available: $30,000)

Trip Cancellation & Trip Interruption Insurance


Meals & accommodations & other covered expenses due to interruption (early or delayed return)

$350 per day/Maximum 10 days ($3,500)

Trip Interruption Transportation

Same class transportation to return home

Default supplier protection coverage

Cancel for Any reason coverage

Accommodations, meals & other covered expenses

$350 per day /Maximum 2 days ($700)


Same class transportation to next destination or to return home

Unused non-refundable prepaid travel arrangements

$300 per day/ Maximum 3 days ($900)

Additional overnight accommodation

$200 Maximum

Overall trip maximum: $1,500

Expenses related to your death

Repatriation of remains: Included in policy maximum
Cremation of burial at destination: Up to $10,000

Payment for delayed or cancelled flights
Important: You must register your cell/mobile phone number and the flight information for each flight in your journey at at least one hour before the original scheduled departure time of your flight

Maximum $140

Extra expenses for meals, hotels, communication & local transportation

$500 per day / Maximum 10 days ($5,000)

Expenses for emergency medical evacuation - return to province or territory of residence

Included in policy maximum

Travel Disruption Insurance


Manulife Flight Assistance


Emergency Medical Insurance: Up to $10,000,000


Expenses to receive emergency medical attention

Up to policy maximum

Expenses to bring someone to your bedside

Unlimited round-trip economy transportation to bedside + $1,000 for Accommodation & Meals

Lost/stolen passport or travel visa

Up to $500

Common carrier delay of sporting equipment

Up to $500

Common carrier delay of baggage

Up to $750

Baggage Loss, Damage & Delay Insurance


Lost/stolen or damaged baggage

$750 per item / up to maximum of $1,500

Travel accident

Up to $50,000

Travel Accident Insurance


Air flight accident

Up to $250,000

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