International students medical insurance benefits

Although Canada has some of the greatest healthcare in the world, international students do not have access to these services for free. Medical services in Canada may be rather costly at times. As a result, we strongly encourage international students to look into our basic, standard, and enhanced medical insurance policies to accommodate their medical and financial needs. Medical coverage choices from each of these plans range from $15,000 to $200,000 for up to a year (i.e., 365 days). You may also benefit from our monthly payment plan, which is available for insurance policy of $100,000 or more coverage for one year. myTravel-insurance offers three different plans to better suit your medical and financial needs.

Basic Plan:

  • Medical care received from physician in or out of hospital subject to some terms and conditions.

  • Private registered nursing/ licensed home care, rental of hospital bed, wheelchair or use of other medical appliances up to $5,000 following emergency insured services prescribed by physician.

  • Prescription medications up to $500 and not exceeding a 30-day supply. Medication that can be purchased over the counter is not covered.

  • Side Trip provides coverage in any other country (excluding your county of origin) you are travelling before your arrival to Canada or departure from Canada.

Standard Plan:

  • All benefits covered by basic plan plus

  • Lab tests required by physicians to determine a medical condition.

  • Standard Plan provide advanced diagnostic services like cardiac catheterization, angioplasty, and/or cardiovascular surgery including any associated test(s) or charges, magnetic resonance imaging (MRI), computerized axial tomography (CAT) scans, sonograms, ultrasounds or biopsies if approved by our assistance centre.

  • Pre-existing medical coverage not covered If conditions existed in 180 days prior to effective date

  • Provide dental accident coverage up to $4,000 coverage if dental treatment is necessitated as a result of accidental blow to your face.

Enhanced Plan:

  • All benefits covered by basic and standard plan above.

  • If our medical advisor and your physician recommends then we will pay for one or more of the following:

  1. air ambulance

  2. cost effective economy class fare for return to your home country

  3. return air fare for medical attendant if necessary

  4. stretcher fare on a commercial flight if necessary

  • Reinstatement of coverage for a second claim related to the same condition

  • Dental pain relief up to $300 acute dental pain for which you have not previously received treatment or advice

We provide insurance policies that provide certain benefits throughout your time as an international student in Canada, but all insurance plans include restrictions, exclusions, conditions, and other terms that may limit the amount of reimbursement you are entitled to.

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