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Visitors to Canada Insurance
Am I eligible for visitors to Canada insurance?
You are NOT eligible for visitors to Canada insurance coverage if:
you are traveling against the advice of a physician;
you have been diagnosed with a terminal illness with less than two (2) years to live;
you have been diagnosed with or received treatment within the last two (2) years for pancreatic, lung, brain, or liver cancer; or any type of cancer that has spread from one part or organ of the body to another (metastatic cancer);
you have had or are waiting for an organ or bone marrow transplant (excluding corneal transplant);
you have a kidney condition requiring dialysis;
you have used home oxygen during the 12 months prior to the date of application;
you reside in a nursing home, other long term care facility or rehabilitation centre; and/or
You are age 86 or older (unless buying the Basic Plan)
Note: We reserve the right to decline any insurance application.
Our insurance policy application may require you to fill up medical declaration form regarding pre-existing medical conditions.
I have pre-existing medical conditions. Am I covered by visitors to Canada medical insurance?
Pre-existing medical conditions are the sickness, disease, injury exists for which you are taking medication or prescribed medication or treatment by physician in 180 days before your effective policy date)
Age 55 or less: if you are 55 or less then pre-existing medical conditions are covered by our enhanced insurance policy provided these conditions are stable in the last 180 days.
Age between 56 and 85: You are required to complete a medical declaration form to verify your eligibility to cover pre-existing medical conditions if you are buying Enhanced insurance policy. Otherwise we recommend you to purchase basic insurance policy which DO NOT cover pre-existing conditions stable or unstable.
Medical Declaration form :