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Visitors to Canada Insurance

Am I eligible for visitors to Canada insurance?

You are NOT eligible for visitors to Canada insurance coverage if:
 

  • you are traveling against the advice of a physician;

  • you have been diagnosed with a terminal illness with less than two (2) years to live;

  • you have been diagnosed with or received treatment within the last two (2) years for pancreatic, lung, brain, or liver cancer; or any type of cancer that has spread from one part or organ of the body to another (metastatic cancer);

  • you have had or are waiting for an organ or bone marrow transplant (excluding corneal transplant);

  • you have a kidney condition requiring dialysis;

  • you have used home oxygen during the 12 months prior to the date of application;

  • you reside in a nursing home, other long term care facility or rehabilitation centre; and/or

  • You are age 86 or older (unless buying the Basic Plan)

Note: We reserve the right to decline any insurance application.

Our insurance policy application may require you to fill up medical declaration form regarding pre-existing medical conditions.

I have pre-existing medical conditions. Am I covered by visitors to Canada medical insurance?

Pre-existing medical conditions are the sickness, disease, injury exists for which you are taking medication or prescribed medication or treatment by physician in 180 days before your effective policy date)

  • Age 55 or less: if you are 55 or less then pre-existing medical conditions are covered by our enhanced insurance policy provided these conditions are stable in the last 180 days.

  • Age between 56 and 85: You are required to complete a medical declaration form to verify your eligibility to cover pre-existing medical conditions if you are buying Enhanced insurance policy. Otherwise we recommend you to purchase basic insurance policy which DO NOT cover pre-existing conditions stable or unstable.

Medical Declaration form : 

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