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How to claim insurance in the event of an emergency?

Underwritten by

Travel medical insurance by 21st Century Limited

Administered by

Travel medical insurance by manulife

Claims Assistance:

  • In the event of medical emergency you MUST call our assistance centre

    • 1-877-882-2957 (toll free from Canada and USA) or

    • +1 519-251-7856 (call collect to Canada)​

  • You must contact the Assistance Centre prior to receiving any medical treatment. If it is medically impossible for you to call when the emergency happens, we ask that you contact the Assistance Centre as soon as you can or that someone call on your behalf. If you fail to contact the Assistance Centre within 24 hours, you will have to pay the first $100 of any medical expenses we would normally pay per claim. This $100 is in addition to any deductible amount that you have selected at the time you purchased your coverage. Also, if you fail to call us within 24 hours of hospitalization, you will have to pay 20% of the medical expenses we would normally pay under this insurance.

ACM TravelAid (TM) :

  • Our assistance centre can also be contacted through it ACM TravelAid (TM) mobile application. Visit to download the app.

  • The ACM TravelAid™ mobile application can also provide you with directions to the nearest medical facility, local emergency telephone numbers (such as 911 in North America), and pre-and post-departure travel tips.

  • Our Assistance Centre also offers a medical consultation service that connects you within minutes to a Canadian licensed primary care physician to get an assessment, diagnosis and prescription as needed. Be sure to ask the Assistance Agent to be referred to the Maple telemedicine service available twenty-four hours a day, seven days a week. Currently, Maple is available in British Columbia, Alberta, Manitoba, Ontario, Quebec, New Brunswick, Prince Edward Island, Nova Scotia, Newfoundland and Labrador, Nunavut and Yukon. As a visitor to either of these provinces, you can use Maple during your stay in the province.

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